Terms of Service & Engagement

These Terms of Service ("Terms") constitute a legally binding agreement between Effective Desk FZ-LLC ("Effective Desk", "we", "us", or "our"), headquartered at Aspin Commercial Tower,4204 A, Sheikh Zayed Road, Dubai, and the individual or corporate entity accessing our website or retaining our professional advisory services ("Client", "you", or "your").

By retaining our advisory services, executing an engagement proposal, or utilizing our corporate resources, you acknowledge that you have read, understood, and agreed to be governed by these Terms and our Privacy Policy.

Effective Desk provides professional corporate services, including but not limited to:

• UAE Mainland Formation: Commercial structuring, trade name reservation, Department of Economy and Tourism (DET / ADDED / SEDD) approvals, commercial Ejari registration, and legal documentation.
• UAE Free Zone Incorporation: Jurisdiction evaluation, license application, and shareholder registration across 50+ UAE Free Zones (including DMCC, DIFC, IFZA, Meydan, RAKEZ, etc.).
• Corporate Banking Facilitation: Corporate profile preparation, source-of-wealth documentation structuring, KYC dossier collation, and direct liaison with licensed UAE financial institutions.
• Financial & Tax Governance: Federal Tax Authority (FTA) Corporate Tax (9%) registration, VAT (5%) registration and return filings, and ongoing statutory bookkeeping retainers.
• Corporate PRO & Government Liaison: UAE Investor and Employee Visa management, 10-Year Golden Visa facilitation, MOFA document attestations, and annual trade license renewals.

To enable the smooth execution of corporate structuring and statutory filings, the Client covenants and warrants to:

• Provide genuine, accurate, unexpired, and complete documentation regarding all shareholders, directors, and Ultimate Beneficial Owners (UBOs).
• Fully comply with UAE Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) laws under UAE Federal Decree-Law No. 20 of 2018.
• Ensure that all business activities conducted through the established UAE entity are lawful and strictly within the permitted commercial activity codes authorized by the license.
• Promptly execute and notarize required shareholder resolutions, powers of attorney, or Memorandum of Association addenda.

All financial terms regarding advisory mandates are governed by the following criteria:

• Fixed-Fee Structuring: Professional advisory fees are detailed in your bespoke engagement proposal with zero hidden markups.
• Government Disbursements: Statutory fees levied directly by government bodies (DET, Free Zone authorities, ICP, Ministry of Economy, MOHRE, FTA) are disbursed on the Client's behalf upon receipt of cleared funds.
• Payment Milestones: Unless otherwise specified in writing, advisory mandates commence upon receipt of the agreed initial retainer or full setup fee.
• VAT: All professional fees are subject to 5% UAE Value Added Tax (VAT) in accordance with Federal Tax Authority regulations.

Effective Desk provides comprehensive banking support, including compliance profiling, transaction modeling, and direct introductions to senior bankers at Tier 1 UAE financial institutions. However, the Client expressly recognizes that:

• The Central Bank of the UAE mandates that commercial banks independently evaluate each applicant’s AML risk, beneficial ownership, and source of funds.
• Final bank account opening, account currency rails, and online access approval remain under the sole and independent discretion of the bank’s compliance and credit committees.
• Effective Desk does not guarantee unconditional account issuance where client business background, sanctions status, or unsupported fund flows fail banking underwriting thresholds.

While Effective Desk fast-tracks all filings, operational timelines provided in proposals represent standard administrative estimates based on active municipal processing averages. We bear no liability for delays resulting from government portal maintenance, policy revisions, heightened security clearances, or changes in federal visa rules.

Both parties agree to treat all business plans, financial models, proprietary trade documentation, and shareholder identities as strictly confidential. Effective Desk shall not disclose confidential client information to any third party except as strictly necessary to fulfill government licensing and banking compliance mandates.

All content, structuring frameworks, guides, calculators, graphics, trademarks, and code available on this website are the proprietary intellectual property of Effective Desk. Unauthorized duplication, reproduction, or commercial distribution is strictly prohibited under UAE Copyright Laws.

To the maximum extent permitted by UAE Law, Effective Desk’s aggregate liability arising out of or related to any engagement shall not exceed the total professional advisory fees actually paid by the Client to Effective Desk for the specific service giving rise to the claim.

Either party may terminate an advisory engagement upon written notice if the other party breaches any material term. Upon termination, the Client remains liable for all professional fees earned and non-refundable government disbursement costs incurred up to the date of termination.

These Terms and any dispute, controversy, or claim arising out of or in connection with our services shall be governed by and construed in accordance with the Laws of the Emirate of Dubai and the Federal Laws of the United Arab Emirates. Any disputes that cannot be resolved amicably within thirty (30) days shall be subject to the exclusive jurisdiction of the competent Courts of Dubai.